Unclutterer: Paper clutter begone, part 4

Handy tips on what to shred and when.

Shred Now:

• Credit card applications
• Any piece of unwanted paper that contains: addresses, account numbers or access information, birth dates, budgets, copies of “never shred” documents listed below, drivers license numbers, employment information, envelopes and address labels, estimates, legal papers, luggage tags, medical information, passwords, report cards, signatures, social security numbers, transcripts, travel itineraries, used airline tickets, and anything you wouldn’t feel comfortable having a stranger read
• Expired credit cards, bank cards, passports, visas, and identification cards (college, military, employee badges, etc.)
• Credit checks on tenants or other home employees (contractors, nannies, etc.) immediately after evaluating the information

And I couldn't agree more about picking up the best, fastest, securest, and highest-volume shredder you can afford. If you buy purely on price (picking up one of those drug store models that's the size of a guest bathroom's wastebasket), you'll regret it immediately.

Treat yourself to a multi-page monster that can gobble CDs and staples, and you're much more likely to use it in a regular and timely manner -- as in every day, when you pick up that pile of credit card applications with your info all over them. As suggested, I second the motion to shred that crap the second it arrives.